Let us look at the raw data structures.

A Track2to1 Generator LINK is a tool or utility that converts Track 2 magnetic-stripe data (commonly found on payment cards) into a single-line format or tokenized representation labeled “LINK” for downstream processing, testing, or integration with payment systems.

Before understanding the generator, one must understand the source material. Payment cards (credit, debit, and gift cards) store data on three magnetic tracks, standardized by the International Organization for Standardization (ISO) under ISO/IEC 7811.